123FormBuilder vs Zoho Forms: which is better? Comparison 2026
By our public methodology 123FormBuilder and Zoho Forms score the same — 85 out of 100. Below: where they differ by factor and by fact.
Score breakdown
| 123FormBuilder | Zoho Forms | |
|---|---|---|
| Price | 67 | 86 |
| Features | 100 | 80 |
| Privacy and security | 86 | 100 |
| Track record | 93 | 67 |
Pros and cons
123FormBuilder
- Forms can take payments
- Has a permanent free plan
- Offers a HIPAA option for health data
- Responses can be stored in the EU
- Small or no free plan
Zoho Forms
- Low monthly price
- Forms can take payments
- Has a permanent free plan
- Offers a HIPAA option for health data
Facts side by side
| Fact | 123FormBuilder | Zoho Forms |
|---|---|---|
| Cheapest paid plan, monthly billing | $37.00 123formbuilder.com | $12.00 zohowebstatic.com |
| Free plan | Yes 123formbuilder.com | Yes zoho.com |
| Responses on the free plan | 100 123formbuilder.com | 500 zoho.com |
| Payments in forms | Yes 123formbuilder.com | Yes zoho.com |
| Conditional logic | Yes 123formbuilder.com | Yes zoho.com |
| File uploads | Yes 123formbuilder.com | Yes zoho.com |
| Public API | Yes 123formbuilder.com | Not verified |
| HIPAA option | Yes 123formbuilder.com | Yes zoho.com |
| Data stored in the EU | Yes 123formbuilder.com | Yes zoho.com |
| GDPR data processing agreement | Yes 123formbuilder.com | Yes zoho.com |
| Single sign-on (SSO) | Yes 123formbuilder.com | Yes zoho.com |
| Two-factor sign-in | Not verified | Yes zoho.com |
| Founded | 2008 123formbuilder.com | 1996 zoho.com |
| Public status page | Yes status.123formbuilder.com | Not verified |
| Company | Not verified | Zoho Corporation zoho.com |
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