Insurance companies: rankings by country 2026
We compare insurance companies that serve private customers only on facts anyone can check in the supervisor's register and on the insurers' official websites: since when the company has been licensed, whether it states a rating from a recognised rating agency, whether it publishes financial reports, whether you can buy a policy and report a claim online, and whether its policy terms and complaints procedure are published. Every fact links to its source with the date we checked it. Customer reviews, popularity polls and media rankings are not used. The ranking is not advice to choose a particular insurer. Places are not for sale.
Pick a country
- Australia 13
- Austria 16
- Belarus 12
- Brazil 11
- Canada 10
- France 12
- Germany 14
- India 11
- Indonesia 7
- Japan 10
- Kazakhstan 11
- Mexico 12
- Poland 13
- Russia 13
- Saudi Arabia 4
- Spain 13
- Switzerland 12
- United Arab Emirates 12
- United Kingdom 7
- United States 10
Insurance companies
Japan
- 1東京海上日動 (Tokio Marine & Nichido)100/100
- 2AIG損保 (AIG General Insurance)89/100
- 3三井住友海上 (Mitsui Sumitomo Insurance)86/100
Full ranking (10) Updated
Frequently asked questions
Which insurance company is the best?
The company in first place has the highest Score under our open methodology. This is not advice: look at what matters to you. If you care about the insurer's stability, check Reliability; if convenience matters, check Service (online policies and claims). Always read the policy terms for the actual cover.
Where does the data come from?
From the supervisors' registers (Ministry of Finance in Belarus, Bank of Russia, ARDFM in Kazakhstan, KNF in Poland, BaFin in Germany) and from the insurers' official websites. Every fact links to its page with the date we checked it.
Why don't you use reviews or popularity rankings?
Reviews and media rankings cannot be verified reliably, and the number of complaints grows with the size of the company. So the Score uses only what is visible in the official register and on the insurer's website. A financial strength rating counts only as a yes/no fact from a recognised agency; we do not compare rating grades.
Does the ranking guarantee that a claim will be paid?
No. The ranking shows how openly a company works and how easy it is to deal with. Whether a claim is paid depends on the policy terms and your contract. Before buying, check the licence in the supervisor's register and read the terms.
Can a company buy a place in the ranking?
No. The Score is calculated with the same formula for every company. Paid placements, if they ever appear, will be a separate block labelled as advertising and never affect the Score.