Lenders with online applications: Saudi Arabia 2026 (6)

Lenders with online applications from our ranking (Saudi Arabia), in Score order. New customers can apply online. An application is not an approval, so check the rate and full cost in the offer you receive.

Personal finance in Saudi Arabia 2026: licensed banks ranked

  1. 1

    Riyad Bank (loans)

    78/100
    Licensed since
    1957
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    101%
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
  2. 2

    Al Rajhi Bank (loans)

    72/100
    Licensed since
    1988
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    141%
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
  3. 3

    Arab National Bank (loans)

    64/100
    Licensed since
    1979
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    Not verified
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
  4. 6

    Alinma Bank (loans)

    58/100
    Licensed since
    Not verified
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    99%
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
    • New customers can apply online
  5. 7

    Bank Albilad (loans)

    56/100
    Licensed since
    2004
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    122%
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • New customers can apply online
  6. 8

    STC Bank (loans)

    48/100
    Licensed since
    2021
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    98%
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • New customers can apply online