Al Rajhi Bank (loans): verified facts and rating
Licensed since: 1988 Checked 2026-10-31
Score breakdown
92% backed by facts · How we rank
Al Rajhi Bank (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference83%141%141% · median 100%
Maximum amount, % of country reference60%300%100% · median 100%
Longest term60 mo60 mo60 mo · median 60 mo
Al Rajhi Bank (loans) strengths and weaknesses
Pros
- Long licence history
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
Cons
- An arrangement fee can apply
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1988 licensed pursuant to the decision of His Excellency the Minister of Finance No. 1698/3 dated 06/07/1408 AH. (06/07/1408 AH = 1988) | alrajhibank.com.sa | 2026-10-31 |
| Licensed by the regulator | Yes Al Rajhi Banking & Investment Corp., a Saudi Joint Stock Company ... C.R. No: 1010000096 ... licensed pursuant to the decision of His Excellency the Minister of Finance No. 1698/3 dated 06/07/1408 AH., under the supervision and control of the Saudi Central Bank. | alrajhibank.com.sa | 2026-10-31 |
| Published rate, % of country reference | 141% Personal Finance Illustration: Finance Amount 90,000 SAR, Maturity in years 4 years, APR 5.47%, Monthly Payment Amount 2,063 (other illustrations: 100,000 SAR 5 years 5.5%; 150,000 SAR 3 years 5.67%) · APR 5.47% (lowest published illustration) · index 100 = 3.87% (median at launch) | alrajhibank.com.sa | 2026-10-31 |
| Free early repayment | Not verified | — | |
| No arrangement fee | No Administrative Fees for Products Other Than Real Estate Financing: 0.50% of Financing Amount (Max SAR 2,500) Whichever is less | alrajhibank.com.sa | 2026-10-31 |
| Fees or terms published | Yes Products and Services Fees ... Financing Origination Services ... Administrative Fees for Products Other Than Real Estate Financing 0.50% of Financing Amount (Max SAR 2,500) | alrajhibank.com.sa | 2026-10-31 |
| Complaints procedure | Yes Complaint / Request: Your complaint is important to us and we will endeavour to resolve your issue as soon as possible. Compliant Escalation Process; The toll-free number for fraud & complaints 800-124-4455 | alrajhibank.com.sa | 2026-10-31 |
| Online application for new customers | Yes Open an account: Open your new account easily and securely directly from the app. Finance services: Explore available financing options and submit your request in simple steps | alrajhibank.com.sa | 2026-10-31 |
| Support hours a week | Not verified | — | |
| Maximum amount, % of country reference | 100% A financing amount of up to 2.5 million SAR and up to 1.5 million SAR for Non-Saudi. · max 2500000 SAR · index 100 = 2500000 SAR (median at launch) | alrajhibank.com.sa | 2026-10-31 |
| Longest term | 60 mo Up to 60 months tenure for Saudi and Non-Saudi*. | alrajhibank.com.sa | 2026-10-31 |
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