Alinma Bank (loans): verified facts and rating
Checked 2026-10-31
Score breakdown
71% backed by facts · How we rank
Alinma Bank (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference83%141%99% · median 100%
Maximum amount, % of country reference60%300%300% · median 100%
Longest term60 mo60 mo60 mo · median 60 mo
Alinma Bank (loans) strengths and weaknesses
Pros
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
- New customers can apply online
Cons
- An arrangement fee can apply
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | Not verified | — | |
| Licensed by the regulator | Yes alinma Bank | A Saudi Joint Stock Company | Regulated by the Saudi Central Bank | Unified No. 7001514442 | alinma.com | 2026-10-31 |
| Published rate, % of country reference | 99% Example: Personal Financing, Monthly Installment SR 1,809.58, Loan amount SR 100,000, Profit Rate (APR) 3.82%, Financing Period 5 years (same page also states: Annual Percentage Rate (APR) starts from 5.64%) · APR 3.82% (lowest published example) · index 100 = 3.87% (median at launch) | alinma.com | 2026-10-31 |
| Free early repayment | Not verified | — | |
| No arrangement fee | No *Administrative fees are 0.5% of the financed amount or SAR 2,500, whichever is less. | alinma.com | 2026-10-31 |
| Fees or terms published | Yes تحديث أسعار بعض الخدمات والمنتجات ... ابتداءً من 20 فبراير 2026 ... الرسوم الإدارية لمنح منتجات التمويل خلاف التمويل العقاري (بما يشمل التمويل الاستهلاكي والإيجار التمويلي للمركبات): 0.5% من مبلغ التمويل أو 2,500 أيهما أقل | alinma.com | 2026-10-31 |
| Complaints procedure | Yes we are pleased to assist you with your inquiries, feedback, or complaints through the following channels ... If you are not satisfied with the provided solution, you may escalate your complaint by referencing the complaint number via email at [email protected] | alinma.com | 2026-10-31 |
| Online application for new customers | Yes You can submit your application through the following channels: alinma App (For First-Time Personal Financing). via alinma Website. ... New Alinma customers must provide a salary certificate for the last six months. | alinma.com | 2026-10-31 |
| Support hours a week | Not verified | — | |
| Maximum amount, % of country reference | 300% Get personal financing up to SAR 7.5 million. · max 7500000 SAR · index 100 = 2500000 SAR (median at launch) | alinma.com | 2026-10-31 |
| Longest term | 60 mo Enjoy a repayment period of up to 60 months. | alinma.com | 2026-10-31 |
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