Bank Albilad (loans): verified facts and rating
Licensed since: 2004 Checked 2026-10-31
Score breakdown
78% backed by facts · How we rank
Bank Albilad (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference83%141%122% · median 100%
Longest term60 mo60 mo60 mo · median 60 mo
Bank Albilad (loans) strengths and weaknesses
Pros
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- New customers can apply online
Cons
- An arrangement fee can apply
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 2004 licensed by Royal decree 48/M on 1425/9/21H (4/11/2004 G). | bankalbilad.com.sa | 2026-10-31 |
| Licensed by the regulator | Yes Bank Albilad is a Saudi joint stock company, with National Unified No. 7001473102 ... Under monitoring and supervision of Saudi Central Bank and licensed by Royal decree 48/M on 1425/9/21H (4/11/2004 G). | bankalbilad.com.sa | 2026-10-31 |
| Published rate, % of country reference | 122% Example 1 New Financing: Finance amount 100,000; Total profit margin 10,950; APR 4.74%; Management fees is 0.50% of the Financing Amount with Cap. of 2,500; Finance duration 60 months; Monthly installment 1849.2 · APR 4.74% (lowest published example) · index 100 = 3.87% (median at launch) | bankalbilad.com.sa | 2026-10-31 |
| Free early repayment | Not verified | — | |
| No arrangement fee | No Management fees is 0.50% of the Financing Amount with Cap. of 2,500 | bankalbilad.com.sa | 2026-10-31 |
| Fees or terms published | Yes Personal Finance Administrative Fees: 0.5 % of finance amount or 2,500 which ever is less (الرسوم الإدارية للتمويل الشخصي) | bankalbilad.com.sa | 2026-10-31 |
| Complaints procedure | Not verified | — | |
| Online application for new customers | Yes If you are a new customer of Bank Albilad and do not have an account, open your account and request your financing now online via Albilad app . | bankalbilad.com.sa | 2026-10-31 |
| Support hours a week | Not verified | — | |
| Maximum amount, % of country reference | Not verified | — | |
| Longest term | 60 mo Financing period up to 60 months | bankalbilad.com.sa | 2026-10-31 |