Lenders with online applications: Poland 2026 (6)

Lenders with online applications from our ranking (Poland), in Score order. New customers can apply online. An application is not an approval, so check the rate and full cost in the offer you receive.

Consumer loans in Poland 2026: licensed banks ranked

  1. 1

    Bank Millennium (loans)

    91/100
    Licensed since
    1989
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    111%
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
  2. 2

    Bank Pocztowy (loans)

    80/100
    Licensed since
    1990
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    82%
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
  3. 3

    Erste Bank Polska (loans)

    78/100
    Licensed since
    1989
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    122%
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Publishes how to complain
    • No arrangement fee in the standard terms
  4. 4

    Bank Pekao (loans)

    73/100
    Licensed since
    1929
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    113%
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Publishes how to complain
    • No arrangement fee in the standard terms
  5. 5

    VeloBank (loans)

    68/100
    Licensed since
    Not verified
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    64%
    • Published rate below the country reference
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
  6. 6

    Alior Bank (loans)

    67/100
    Licensed since
    Not verified
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    72%
    • Published rate below the country reference
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain