VeloBank (loans): verified facts and rating
Checked 2026-10-30
Score breakdown
71% backed by facts · How we rank
VeloBank (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference64%122%64% · median 100%
Maximum amount, % of country reference100%120%120% · median 100%
Longest term60 mo120 mo120 mo · median 120 mo
VeloBank (loans) strengths and weaknesses
Pros
- Published rate below the country reference
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
Cons
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All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | Not verified | — | |
| Licensed by the regulator | Yes VeloBank S.A., lista KNF | knf.gov.pl | 2026-10-30 |
| Published rate, % of country reference | 64% RRSO 8,1%, 66 520 zł, 83 raty, oprocentowanie zmienne 7,80%, prowizja 0 zł, przykład reprezentatywny z 10.07.2026, warunek: VeloKonto, wpływ min. 2 000 zł, 5 płatności · APR 8.1% · index 100 = 12.7% (median at launch) | velobank.pl | 2026-10-30 |
| Free early repayment | Not verified | — | |
| No arrangement fee | Yes Prowizja 0 zł | velobank.pl | 2026-10-30 |
| Fees or terms published | Yes Tabela opłat i prowizji, kredyty i pożyczki | velobank.pl | 2026-10-30 |
| Complaints procedure | Yes Złóż reklamację | velobank.pl | 2026-10-30 |
| Online application for new customers | Yes Wniosek online - w przeglądarce; z pożyczki mogą skorzystać zarówno obecni, jak i nowi klienci banku | velobank.pl | 2026-10-30 |
| Support hours a week | Not verified | — | |
| Maximum amount, % of country reference | 120% 500 zł – 300 000 zł · max 300000 PLN · index 100 = 250000 PLN (median at launch) | velobank.pl | 2026-10-30 |
| Longest term | 120 mo Okres kredytowania do 10 lat | velobank.pl | 2026-10-30 |