Lenders with online applications: Germany 2026 (5)

Lenders with online applications from our ranking (Germany), in Score order. New customers can apply online. An application is not an approval, so check the rate and full cost in the offer you receive.

Consumer loans in Germany 2026: licensed banks ranked

  1. 2

    Deutsche Bank (loans)

    88/100
    Licensed since
    1870
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    139%
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
  2. 3

    SWK Bank

    80/100
    Licensed since
    1959
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    93%
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Publishes how to complain
    • No arrangement fee in the standard terms
  3. 4

    DKB (loans)

    79/100
    Licensed since
    1990
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    100%
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Publishes how to complain
    • No arrangement fee in the standard terms
  4. 5

    Targobank (loans)

    64/100
    Licensed since
    Not verified
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    99%
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
    • No arrangement fee in the standard terms
  5. 6

    easyCredit

    63/100
    Licensed since
    Not verified
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    151%
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
    • No arrangement fee in the standard terms