Targobank (loans): verified facts and rating
Checked 2026-10-30
Score breakdown
79% backed by facts · How we rank
Targobank (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference86%151%99% · median 99.5%
Support hours a week45 h168 h72 h · median 55 h
Maximum amount, % of country reference94%125%100% · median 100%
Longest term96 mo120 mo96 mo · median 120 mo
Targobank (loans) strengths and weaknesses
Pros
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
- No arrangement fee in the standard terms
Cons
- A charge can apply to early repayment
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | Not verified | — | |
| Licensed by the regulator | Yes TARGOBANK AG, список банков EdB; номер лицензии не публикуется | edb-banken.de | 2026-10-30 |
| Published rate, % of country reference | 99% 2/3 Beispiel: 15.000 €, 72 Raten, Laufzeit 73 Monate, fester Sollzinssatz 6,74 %, effektiver Jahreszins 6,95 %; ab-Satz 3,49 % (Spanne 3,49–10,99 %) · APR 6.95% · index 100 = 7.0% (median at launch) | targobank.de | 2026-10-30 |
| Free early repayment | No Verzicht auf Vorfälligkeitsentschädigung bei Sonderzahlungen bis zu 50 % des aktuellen Kreditsaldos: ja (Stand April 2026) | targobank.de | 2026-10-30 |
| No arrangement fee | Yes Kapitel 8 Kredite, Allgemeine Entgelte: kein Bearbeitungsentgelt für den Online-Kredit aufgeführt; 2/3 Beispiel 6,74 % Soll = 6,95 % eff. | targobank.de | 2026-10-30 |
| Fees or terms published | Yes Preise & Leistungen, Kapitel 8. Kredite, Stand April 2026 | targobank.de | 2026-10-30 |
| Complaints procedure | Yes Ombudsmann der privaten Banken, Streitbeilegungsverfahren; Kontaktformular mit Thema Beschwerden | targobank.de | 2026-10-30 |
| Online application for new customers | Yes Kredit online beantragen; Identifikation per Videochat, Post oder Filiale | targobank.de | 2026-10-30 |
| Support hours a week | 72 h 0211 - 900 20 111, Mo. - Sa. von 8:00 - 20:00 Uhr | targobank.de | 2026-10-30 |
| Maximum amount, % of country reference | 100% 1.500 € bis 80.000 € · max 80000 EUR · index 100 = 80000 EUR (median at launch) | targobank.de | 2026-10-30 |
| Longest term | 96 mo 12 bis 96 Raten, Laufzeit von 13 bis 98 Monaten | targobank.de | 2026-10-30 |