Leasing companies for individuals: United Kingdom 2026 (4)

Leasing companies for individuals from our ranking (United Kingdom), in Score order. These companies lease to private individuals. Compare the total cost rather than the monthly payment, and read what happens at the end of the term.

Leasing companies in the United Kingdom 2026: a ranking built on verified facts

  1. 1

    Ayvens

    69/100
    Licensed / registered as a lessor since
    2005
    Minimum down payment
    0%
    Maximum contract term
    84 mo
    • Low down payment
    • Long track record as a licensed lessor
    • Long term — lower monthly payments
    • Part of a banking group
  2. 2

    Octopus EV

    65/100
    Licensed / registered as a lessor since
    2018
    Minimum down payment
    0%
    Maximum contract term
    48 mo
    • Low down payment
    • Rates and total cost are published openly
    • Leases to private individuals
    • Leases to companies and sole traders
  3. 4

    Motability

    56/100
    Licensed / registered as a lessor since
    2016
    Minimum down payment
    0%
    Maximum contract term
    60 mo
    • Low down payment
    • Rates and total cost are published openly
    • Leases to private individuals
    • Early repayment allowed
  4. 5

    Stellantis Financial Services

    52/100
    Licensed / registered as a lessor since
    2015
    Minimum down payment
    Not verified
    Maximum contract term
    48 mo
    • Part of a banking group
    • Leases to private individuals
    • Leases to companies and sole traders
    • Finances used cars