Motability: verified facts and rating
Licensed / registered as a lessor since: 2016 Checked 2026-10-29
Score breakdown
65% backed by facts · How we rank
Motability against the market
The dot is the company, the line is the median of all companies in this ranking.
Minimum down payment0%0%0% · median 0%
Maximum contract term48 mo84 mo60 mo · median 60 mo
Motability strengths and weaknesses
Pros
- Low down payment
- Rates and total cost are published openly
- Leases to private individuals
- Early repayment allowed
Cons
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All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed / registered as a lessor since | 2016 | register.fca.org.uk | 2026-10-29 |
| Minimum down payment | 0% | motability.co.uk | 2026-10-29 |
| Maximum contract term | 60 mo | motability.co.uk | 2026-10-29 |
| Leasing for individuals | Yes | motability.co.uk | 2026-10-29 |
| Leasing for businesses | Not verified | — | |
| Used cars | Not verified | — | |
| Early repayment | Yes | motability.co.uk | 2026-10-29 |
| Decision on application | Not verified | — | |
| Leasing products | Not verified | — | |
| Part of a banking group | Not verified | — | |
| Regional offices | Not verified | — | |
| Rates published online | Yes | motability.co.uk | 2026-10-29 |
| Calculator on the website | Not verified | — | |
| Online application | Yes | motability.co.uk | 2026-10-29 |