Insurance companies with a 24/7 phone line: Australia 2026 (7)

Insurance companies with a 24/7 phone line from our ranking (Australia), in Score order. Useful when something happens at night or on a holiday. Save the number and check that it covers your type of policy.

Insurance companies in Australia 2026: a ranking built on verified facts

  1. 1

    Everyday Insurance

    89/100
    Licensed since
    1999
    Buy a policy online
    Yes
    Rating from a rating agency
    Yes
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Holds a financial strength rating from a recognised agency
    • Publishes annual financial reports
  2. 2

    HCF

    86/100
    Licensed since
    1932
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  3. 3

    Suncorp Insurance

    83/100
    Licensed since
    1902
    Buy a policy online
    Yes
    Rating from a rating agency
    Not verified
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  4. 6

    Budget Direct

    73/100
    Licensed since
    2000
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Policies can be bought online
    • Claims can be reported online
  5. 7

    RACV

    72/100
    Licensed since
    1903
    Buy a policy online
    Not verified
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Publishes annual financial reports
    • Claims can be reported online
    • Policy terms can be read before buying
  6. 8

    RACT

    71/100
    Licensed since
    1923
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Publishes annual financial reports
    • Policies can be bought online
    • Claims can be reported online
  7. 13

    Youi

    58/100
    Licensed since
    2008
    Buy a policy online
    Not verified
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Claims can be reported online
    • Policy terms can be read before buying
    • Part of a banking or insurance group