HCF: verified facts and rating
Licensed since: 1932 Checked 2026-10-30
Score breakdown
96% backed by facts · How we rank
HCF against the market
The dot is the company, the line is the median of all companies in this ranking.
Retail lines offered (of 6)166 · median 4
HCF strengths and weaknesses
Pros
- Long track record as a licensed insurer
- Wide range of products for private customers
- Publishes annual financial reports
- Policies can be bought online
Cons
- No rating from a recognised agency stated on the website
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1932 | hcf.com.au | 2026-10-30 |
| Buy a policy online | Yes | hcf.com.au | 2026-10-30 |
| Rating from a rating agency | No | hcf.com.au | 2026-10-30 |
| Financial reports online | Yes | hcf.com.au | 2026-10-30 |
| Part of a group | Yes | hcf.com.au | 2026-10-30 |
| Report a claim online | Yes | hcf.com.au | 2026-10-30 |
| Mobile app | Yes | hcf.com.au | 2026-10-30 |
| Claims settlement deadline stated by the insurer | Not verified | — | |
| 24/7 phone line | Yes | hcf.com.au | 2026-10-30 |
| Offices in the country | Not verified | — | |
| Retail lines offered (of 6) | 6 | hcf.com.au | 2026-10-30 |
| Policy terms online | Yes | hcf.com.au | 2026-10-30 |
| Complaints procedure published | Yes | hcf.com.au | 2026-10-30 |
| Calculator or tariffs | Yes | hcf.com.au | 2026-10-30 |