Banks with instant payments: Indonesia 2026 (7)

Banks with instant payments from our ranking (Indonesia), in Score order. These banks support the national instant payment system. Limits and fees differ, so read the tariffs before you rely on it.

Banks in Indonesia 2026: a ranking built on verified facts

  1. 1

    BCA (Bank Central Asia)

    90/100
    Licensed since
    1957
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  2. 2

    Bank Mandiri

    86/100
    Licensed since
    1998
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  3. 3

    HSBC Indonesia

    83/100
    Licensed since
    1884
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Publishes annual reports
  4. 4

    SMBC Indonesia (Jenius)

    79/100
    Licensed since
    1958
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Publishes annual reports
  5. 5

    Bank Mega

    75/100
    Licensed since
    1969
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Publishes annual reports
  6. 6

    Maybank Indonesia

    72/100
    Licensed since
    1959
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Publishes annual reports
  7. 7

    CIMB Niaga

    69/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Has a mobile app
    • New customers can open an account without visiting a branch