Lenders with free early repayment: Poland 2026 (4)

Lenders with free early repayment from our ranking (Poland), in Score order. Their terms state that early repayment is free. Check how to notify the lender and how the remaining amount is calculated.

Consumer loans in Poland 2026: licensed banks ranked

  1. 1

    Bank Millennium (loans)

    91/100
    Licensed since
    1989
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    111%
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
  2. 3

    Erste Bank Polska (loans)

    78/100
    Licensed since
    1989
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    122%
    • Long licence history
    • Licence confirmed by the official list or a stated licence number
    • Publishes how to complain
    • No arrangement fee in the standard terms
  3. 6

    Alior Bank (loans)

    67/100
    Licensed since
    Not verified
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    72%
    • Published rate below the country reference
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
  4. 7

    PKO Bank Polski (loans)

    62/100
    Licensed since
    Not verified
    Licensed by the regulator
    Yes
    Published rate, % of country reference
    100%
    • Licence confirmed by the official list or a stated licence number
    • Fees or full loan terms are readable without login
    • Publishes how to complain
    • Terms state that early repayment is free