Insurance companies with a 24/7 phone line: Japan 2026 (8)

Insurance companies with a 24/7 phone line from our ranking (Japan), in Score order. Useful when something happens at night or on a holiday. Save the number and check that it covers your type of policy.

Insurance companies in Japan 2026: a ranking built on verified facts

  1. 1

    東京海上日動 (Tokio Marine & Nichido)

    100/100
    Licensed since
    1879
    Buy a policy online
    Yes
    Rating from a rating agency
    Yes
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Holds a financial strength rating from a recognised agency
    • Publishes annual financial reports
  2. 2

    AIG損保 (AIG General Insurance)

    89/100
    Licensed since
    1946
    Buy a policy online
    Yes
    Rating from a rating agency
    Yes
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Holds a financial strength rating from a recognised agency
    • Publishes annual financial reports
  3. 3

    三井住友海上 (Mitsui Sumitomo Insurance)

    86/100
    Licensed since
    1918
    Buy a policy online
    Yes
    Rating from a rating agency
    Not verified
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  4. 4

    SBI損保 (SBI Insurance)

    85/100
    Licensed since
    2007
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  5. 5

    あいおいニッセイ同和損保 (Aioi Nissay Dowa)

    83/100
    Licensed since
    1918
    Buy a policy online
    Yes
    Rating from a rating agency
    Not verified
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  6. 6

    日新火災 (Nisshin Fire)

    82/100
    Licensed since
    1908
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Publishes annual financial reports
    • Policies can be bought online
    • Claims can be reported online
  7. 7

    三井ダイレクト損保 (Mitsui Direct)

    78/100
    Licensed since
    2000
    Buy a policy online
    Yes
    Rating from a rating agency
    Not verified
    • Long track record as a licensed insurer
    • Publishes annual financial reports
    • Policies can be bought online
    • Claims can be reported online
  8. 8

    東京海上ダイレクト (Tokio Marine Direct, ex E.design)

    73/100
    Licensed since
    2009
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Publishes annual financial reports
    • Policies can be bought online
    • Claims can be reported online