Insurance companies with a 24/7 phone line: Germany 2026 (12)

Insurance companies with a 24/7 phone line from our ranking (Germany), in Score order. Useful when something happens at night or on a holiday. Save the number and check that it covers your type of policy.

Insurance companies in Germany 2026: a ranking built on verified facts

  1. 1

    DEVK Versicherungen

    98/100
    Licensed since
    1886
    Buy a policy online
    Yes
    Rating from a rating agency
    Yes
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Holds a financial strength rating from a recognised agency
    • Publishes annual financial reports
  2. 2

    BarmeniaGothaer (Gothaer)

    96/100
    Licensed since
    1820
    Buy a policy online
    Yes
    Rating from a rating agency
    Yes
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Holds a financial strength rating from a recognised agency
    • Publishes annual financial reports
  3. 3

    ERGO

    96/100
    Licensed since
    1997
    Buy a policy online
    Yes
    Rating from a rating agency
    Yes
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Holds a financial strength rating from a recognised agency
    • Publishes annual financial reports
  4. 4

    VHV Versicherungen

    93/100
    Licensed since
    1919
    Buy a policy online
    Yes
    Rating from a rating agency
    Yes
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Holds a financial strength rating from a recognised agency
    • Publishes annual financial reports
  5. 5

    HUK-COBURG

    89/100
    Licensed since
    1933
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  6. 6

    AXA Deutschland

    86/100
    Licensed since
    1839
    Buy a policy online
    Yes
    Rating from a rating agency
    Not verified
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  7. 7

    Debeka

    86/100
    Licensed since
    1981
    Buy a policy online
    Yes
    Rating from a rating agency
    Not verified
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  8. 8

    LVM Versicherung

    86/100
    Licensed since
    1896
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  9. 9

    R+V Versicherung

    86/100
    Licensed since
    1922
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  10. 10

    SIGNAL IDUNA

    86/100
    Licensed since
    1906
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  11. 11

    Württembergische Versicherung

    86/100
    Licensed since
    1828
    Buy a policy online
    Yes
    Rating from a rating agency
    Not verified
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  12. 14

    Generali Deutschland

    51/100
    Licensed since
    Not verified
    Buy a policy online
    No
    Rating from a rating agency
    No
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Claims can be reported online
    • Part of a banking or insurance group