Insurance companies with a 24/7 phone line: Canada 2026 (8)

Insurance companies with a 24/7 phone line from our ranking (Canada), in Score order. Useful when something happens at night or on a holiday. Save the number and check that it covers your type of policy.

Insurance companies in Canada 2026: a ranking built on verified facts

  1. 1

    Co-operators

    86/100
    Licensed since
    1945
    Buy a policy online
    Yes
    Rating from a rating agency
    Yes
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Holds a financial strength rating from a recognised agency
    • Publishes annual financial reports
  2. 2

    iA Financial Group

    76/100
    Licensed since
    1892
    Buy a policy online
    Yes
    Rating from a rating agency
    Not verified
    • Long track record as a licensed insurer
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
  3. 3

    Beneva

    70/100
    Licensed since
    1941
    Buy a policy online
    Not verified
    Rating from a rating agency
    Yes
    • Long track record as a licensed insurer
    • Holds a financial strength rating from a recognised agency
    • Publishes annual financial reports
    • Claims can be reported online
  4. 4

    Desjardins Insurance

    68/100
    Licensed since
    Not verified
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
    • Claims can be reported online
  5. 5

    Sonnet

    63/100
    Licensed since
    2016
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Publishes annual financial reports
    • Policies can be bought online
    • Claims can be reported online
    • Part of a banking or insurance group
  6. 6

    RBC Insurance

    59/100
    Licensed since
    Not verified
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Wide range of products for private customers
    • Publishes annual financial reports
    • Policies can be bought online
    • Claims can be reported online
  7. 7

    TD Insurance

    58/100
    Licensed since
    Not verified
    Buy a policy online
    Yes
    Rating from a rating agency
    No
    • Wide range of products for private customers
    • Policies can be bought online
    • Claims can be reported online
    • Policy terms can be read before buying
  8. 9

    Allstate Canada

    48/100
    Licensed since
    1953
    Buy a policy online
    Not verified
    Rating from a rating agency
    No
    • Long track record as a licensed insurer
    • Claims can be reported online
    • Part of a banking or insurance group
    • Has a mobile app for customers