Banks with online account opening: India 2026 (7)

Banks with online account opening from our ranking (India), in Score order. New customers can open an account without visiting a branch. Check who qualifies: remote opening may depend on residence or need a video call.

Banks in India 2026: a ranking built on verified facts

  1. 1

    State Bank of India

    96/100
    Licensed since
    1806
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  2. 2

    HDFC Bank

    93/100
    Licensed since
    1994
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  3. 3

    ICICI Bank

    93/100
    Licensed since
    1994
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  4. 4

    IDFC FIRST Bank

    89/100
    Licensed since
    2015
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  5. 6

    Axis Bank

    85/100
    Licensed since
    1994
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Publishes annual reports
  6. 7

    IndusInd Bank

    85/100
    Licensed since
    1994
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Publishes annual reports
  7. 8

    Kotak Mahindra Bank

    76/100
    Licensed since
    2003
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Publishes annual reports
    • Has a mobile app