Banks with online account opening: United Kingdom 2026 (10)

Banks with online account opening from our ranking (United Kingdom), in Score order. New customers can open an account without visiting a branch. Check who qualifies: remote opening may depend on residence or need a video call.

Banks in the United Kingdom 2026: a ranking built on verified facts

  1. 1

    Barclays

    93/100
    Licensed since
    1690
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  2. 2

    HSBC UK

    93/100
    Licensed since
    1836
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  3. 3

    NatWest

    85/100
    Licensed since
    1970
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Publishes annual reports
  4. 4

    Metro Bank

    82/100
    Licensed since
    2010
    Deposit protection
    Yes
    Agency rating
    Yes
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
    • Has a mobile app
  5. 5

    The Co-operative Bank

    81/100
    Licensed since
    1872
    Deposit protection
    Yes
    Agency rating
    Yes
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  6. 6

    Santander UK

    81/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  7. 7

    Nationwide

    78/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  8. 8

    Monzo

    74/100
    Licensed since
    2017
    Deposit protection
    Yes
    Agency rating
    No
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Publishes annual reports
    • Has a mobile app
  9. 9

    TSB

    73/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    No
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Publishes annual reports
    • Has a mobile app
  10. 10

    Starling Bank

    69/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    No
    • Member of a deposit protection scheme
    • Publishes annual reports
    • Has a mobile app
    • New customers can open an account without visiting a branch