Banks with online account opening: Germany 2026 (8)

Banks with online account opening from our ranking (Germany), in Score order. New customers can open an account without visiting a branch. Check who qualifies: remote opening may depend on residence or need a video call.

Banks in Germany 2026: a ranking built on verified facts

  1. 1

    Deutsche Bank

    97/100
    Licensed since
    1870
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  2. 2

    Hamburger Sparkasse

    95/100
    Licensed since
    1827
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  3. 3

    DKB

    93/100
    Licensed since
    1990
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  4. 4

    Berliner Sparkasse

    92/100
    Licensed since
    1818
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  5. 7

    Targobank

    71/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    No
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Has a mobile app
    • New customers can open an account without visiting a branch
  6. 11

    Commerzbank

    65/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Has a mobile app
    • New customers can open an account without visiting a branch
  7. 12

    norisbank

    60/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    No
    • Member of a deposit protection scheme
    • Has a mobile app
    • New customers can open an account without visiting a branch
    • Supports national instant payments
  8. 13

    N26

    59/100
    Licensed since
    2016
    Deposit protection
    Yes
    Agency rating
    No
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Has a mobile app
    • New customers can open an account without visiting a branch