Banks with instant payments: Switzerland 2026 (8)

Banks with instant payments from our ranking (Switzerland), in Score order. These banks support the national instant payment system. Limits and fees differ, so read the tariffs before you rely on it.

Banks in Switzerland 2026: a ranking built on verified facts

  1. 1

    Berner Kantonalbank

    95/100
    Licensed since
    1834
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  2. 2

    Raiffeisen

    93/100
    Licensed since
    1900
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  3. 3

    Luzerner Kantonalbank

    89/100
    Licensed since
    1850
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  4. 5

    PostFinance

    86/100
    Licensed since
    2013
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  5. 6

    Zürcher Kantonalbank

    86/100
    Licensed since
    1870
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  6. 7

    BCV

    85/100
    Licensed since
    1845
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  7. 9

    Aargauische Kantonalbank

    82/100
    Licensed since
    1854
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  8. 10

    UBS

    81/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports