Banks with online account opening: Canada 2026 (7)

Banks with online account opening from our ranking (Canada), in Score order. New customers can open an account without visiting a branch. Check who qualifies: remote opening may depend on residence or need a video call.

Banks in Canada 2026: a ranking built on verified facts

  1. 1

    CIBC

    96/100
    Licensed since
    1867
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  2. 2

    Desjardins

    96/100
    Licensed since
    1900
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  3. 3

    Scotiabank

    93/100
    Licensed since
    1832
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  4. 4

    EQ Bank

    91/100
    Licensed since
    1970
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  5. 6

    National Bank of Canada

    86/100
    Licensed since
    1859
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  6. 7

    RBC Royal Bank

    84/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  7. 8

    Tangerine

    78/100
    Licensed since
    1997
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Has a mobile app