Banks with online account opening: Austria 2026 (8)

Banks with online account opening from our ranking (Austria), in Score order. New customers can open an account without visiting a branch. Check who qualifies: remote opening may depend on residence or need a video call.

Banks in Austria 2026: a ranking built on verified facts

  1. 1

    Oberbank

    86/100
    Licensed since
    1869
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  2. 2

    BKS Bank

    86/100
    Licensed since
    1922
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  3. 4

    BAWAG

    81/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  4. 5

    Raiffeisenlandesbank NÖ-Wien

    81/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  5. 6

    bank99

    76/100
    Licensed since
    2020
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  6. 7

    Raiffeisenlandesbank OÖ

    68/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  7. 9

    Erste Bank

    66/100
    Licensed since
    2008
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Publishes annual reports
    • Has a mobile app
  8. 11

    BTV

    60/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    No
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Publishes annual reports
    • Has a mobile app