Banks with instant payments: Austria 2026 (8)

Banks with instant payments from our ranking (Austria), in Score order. These banks support the national instant payment system. Limits and fees differ, so read the tariffs before you rely on it.

Banks in Austria 2026: a ranking built on verified facts

  1. 1

    Oberbank

    86/100
    Licensed since
    1869
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  2. 3

    Hypo Vorarlberg

    85/100
    Licensed since
    1897
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Long track record as a licensed bank
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
  3. 4

    BAWAG

    81/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  4. 5

    Raiffeisenlandesbank NÖ-Wien

    81/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  5. 7

    Raiffeisenlandesbank OÖ

    68/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  6. 8

    HYPO NOE

    67/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Yes
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Holds its own current rating from a recognised agency
    • Publishes annual reports
  7. 11

    BTV

    60/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    No
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Publishes annual reports
    • Has a mobile app
  8. 12

    Raiffeisen-Landesbank Steiermark

    52/100
    Licensed since
    Not verified
    Deposit protection
    Yes
    Agency rating
    Not verified
    • Wide range of products for private customers
    • Member of a deposit protection scheme
    • Has a mobile app
    • Supports national instant payments