ВТБ (loans) vs Россельхозбанк (loans): which is better? Comparison 2026

By our public methodology ВТБ (loans) scores 82 out of 100 and Россельхозбанк (loans) scores 81. Below: the factors and facts where they differ, each fact with its source.

Consumer loans in Russia 2026: licensed banks ranked How we rank

2

ВТБ (loans)

82/100
3

Россельхозбанк (loans)

81/100

Score breakdown

ВТБ (loans)Россельхозбанк (loans)
Licence10092
Transparency8080
Cost5775
Service8359

Pros and cons

ВТБ (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain

Россельхозбанк (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain

Facts side by side

FactВТБ (loans)Россельхозбанк (loans)
Licensed since1990 cbr.ru2000 cbr.ru
Licensed by the regulatorYes cbr.ruYes cbr.ru
Published rate, % of country reference86% vtb.ru100% rshb.ru
No arrangement feeNot verifiedYes rshb.ru
Fees or terms publishedYes vtb.ruYes rshb.ru
Complaints procedureYes vtb.ruYes rshb.ru
Online application for new customersYes vtb.ruYes rshb.ru
Support hours a week168 h vtb.ruNot verified
Maximum amount, % of country reference140% vtb.ru100% rshb.ru
Longest term60 mo vtb.ru60 mo rshb.ru

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