Газпромбанк (loans) vs ВТБ (loans): which is better? Comparison 2026

By our public methodology Газпромбанк (loans) and ВТБ (loans) score the same — 82 out of 100. Below: where they differ by factor and by fact.

Consumer loans in Russia 2026: licensed banks ranked How we rank

1

Газпромбанк (loans)

82/100
2

ВТБ (loans)

82/100

Score breakdown

Газпромбанк (loans)ВТБ (loans)
Licence100100
Transparency10080
Cost4357
Service6383

Pros and cons

Газпромбанк (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain

ВТБ (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain

Facts side by side

FactГазпромбанк (loans)ВТБ (loans)
Licensed since1990 cbr.ru1990 cbr.ru
Licensed by the regulatorYes cbr.ruYes cbr.ru
Published rate, % of country reference114% gazprombank.ru86% vtb.ru
Free early repaymentYes gazprombank.ruNot verified
Fees or terms publishedYes gazprombank.ruYes vtb.ru
Complaints procedureYes gazprombank.ruYes vtb.ru
Online application for new customersYes gazprombank.ruYes vtb.ru
Support hours a weekNot verified168 h vtb.ru
Maximum amount, % of country reference140% gazprombank.ru140% vtb.ru
Longest term60 mo gazprombank.ru60 mo vtb.ru

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