ПСБ (loans): verified facts and rating
Licensed since: 1995 Checked 2026-11-01
Score breakdown
74% backed by facts · How we rank
ПСБ (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference73%114%73% · median 100%
Maximum amount, % of country reference60%200%100% · median 100%
Longest term60 mo84 mo84 mo · median 60 mo
ПСБ (loans) strengths and weaknesses
Pros
- Long licence history
- Published rate below the country reference
- Licence confirmed by the official list or a stated licence number
- Publishes how to complain
Cons
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All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | 1995 Дата регистрации Банком России 12.05.1995 | cbr.ru | 2026-11-01 |
| Licensed by the regulator | Yes Статус: Действует; Банк с универсальной лицензией; рег. № 3251; Дата регистрации Банком России 12.05.1995 | cbr.ru | 2026-11-01 |
| Published rate, % of country reference | 73% Полная стоимость кредита 16,901% — 36,999% Ставка от 16,9% · APR 16.901% · index 100 = 23.225% (median at launch) | psbank.ru | 2026-11-01 |
| Free early repayment | Not verified | — | |
| No arrangement fee | Not verified | — | |
| Fees or terms published | Not verified | — | |
| Complaints procedure | Yes Обращение в ПСБ — форма обратной связи и способы связи. Способы направления обращений в банк | psbank.ru | 2026-11-01 |
| Online application for new customers | Yes Кредит наличными — условия и онлайн-заявка в ПСБ; Оформить заявку | psbank.ru | 2026-11-01 |
| Support hours a week | Not verified | — | |
| Maximum amount, % of country reference | 100% Сумма кредита От 100 000 — 5 000 000 ₽ · max 5000000 RUB · index 100 = 5000000 RUB (median at launch) | psbank.ru | 2026-11-01 |
| Longest term | 84 mo Срок кредита От 36 до 84 месяцев | psbank.ru | 2026-11-01 |
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