Сбер Банк vs Альфа-Банк: which is better? Comparison 2026
By our public methodology Сбер Банк scores 97 out of 100 and Альфа-Банк scores 90. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| Сбер Банк | Альфа-Банк | |
|---|---|---|
| Safety | 100 | 97 |
| Digital services | 100 | 100 |
| Products | 100 | 67 |
| Transparency | 83 | 83 |
Pros and cons
Сбер Банк
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
Альфа-Банк
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
- Publishes annual reports
Facts side by side
| Fact | Сбер Банк | Альфа-Банк |
|---|---|---|
| Licensed since | 1991 nbrb.by | 1999 nbrb.by |
| Deposit protection | Yes adc.by | Yes adc.by |
| Agency rating | Yes sber-bank.by | Yes alfabank.by |
| Annual reports online | Yes sber-bank.by | Yes alfabank.by |
| Mobile app | Yes sber-bank.by | Yes alfabank.by |
| Open an account online | Yes sber-bank.by | Yes alfabank.by |
| Instant payments | Yes sber-bank.by | Yes nbrb.by |
| 24/7 support | Yes sber-bank.by | Yes alfabank.by |
| Retail lines offered (of 6) | 6 sber-bank.by | 4 alfabank.by |
| Tariffs online | Yes sber-bank.by | Yes alfabank.by |
| Deposit rates online | Yes sber-bank.by | Yes alfabank.by |
| Complaints procedure published | Yes sber-bank.by | Yes alfabank.by |