SumUp alternatives 2026: 7 options compared by facts

Services from our Online payment processors ranking you can choose instead of SumUp, by Score. For each one we show the factors where it beats SumUp.

SumUp: Our Score 62/100 See the full ranking

  1. 1

    Square

    83/100

    Stronger than SumUp in: Cost, Licence and security

    Online card fee
    2.9%
    Fixed fee per payment
    $0.30
    Licensed by a financial regulator
    Yes
    Payout to your bank
    1 days
    Countries for businesses
    8
  2. 2

    Adyen

    72/100

    Stronger than SumUp in: Licence and security

    Online card fee
    Not verified
    Fixed fee per payment
    $0.13
    Licensed by a financial regulator
    Yes
    Payout to your bank
    2 days
    Countries for businesses
    Not verified
  3. 3

    Stripe

    70/100

    Stronger than SumUp in: Cost, Licence and security

    Online card fee
    2.9%
    Fixed fee per payment
    $0.30
    Licensed by a financial regulator
    Yes
    Payout to your bank
    3 days
    Countries for businesses
    51
  4. 4

    Mollie

    67/100

    Stronger than SumUp in: Cost, Licence and security

    Online card fee
    1.8%
    Fixed fee per payment
    $0.28
    Licensed by a financial regulator
    Yes
    Payout to your bank
    Not verified
    Countries for businesses
    Not verified
  5. 5

    Razorpay

    65/100

    Stronger than SumUp in: Cost

    Online card fee
    2%
    Fixed fee per payment
    $0.00
    Licensed by a financial regulator
    Yes
    Payout to your bank
    2 days
    Countries for businesses
    Not verified
  6. 7

    PayPal (business)

    59/100

    Stronger than SumUp in: Licence and security

    Online card fee
    3.0%
    Fixed fee per payment
    $0.49
    Licensed by a financial regulator
    Yes
    Payout to your bank
    Not verified
    Countries for businesses
    200
  7. 8

    PayPal Braintree

    53/100

    Stronger than SumUp in: Licence and security

    Online card fee
    2.9%
    Fixed fee per payment
    $0.29
    Licensed by a financial regulator
    Yes
    Payout to your bank
    Not verified
    Countries for businesses
    Not verified