PayPal Braintree: verified facts and rating
Checked 2026-11-01
Score breakdown
71% backed by facts · How we rank
PayPal Braintree against the market
The dot is the company, the line is the median of all companies in this ranking.
Online card fee1.8%3.5%2.9% · median 2.9%
Fixed fee per payment$0.00$0.49$0.29 · median $0.29
Chargeback fee$0.00$20.00$15.00 · median $15.00
PayPal Braintree strengths and weaknesses
Pros
- Regulator licence with a number on the official site
- Validated under PCI DSS as a service provider
Cons
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All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Online card fee | 2.9% Cards and third-party digital wallet transactions, for standard merchants: 2.89% + 0.29 USD | braintreepayments.com | 2026-11-01 |
| Fixed fee per payment | $0.29 2.89% + 0.29 USD | braintreepayments.com | 2026-11-01 |
| Fee shown for the market | United States | braintreepayments.com | 2026-11-01 |
| No monthly fee | Not verified | — | |
| Chargeback fee | $15.00 Chargeback 15.00 USD | braintreepayments.com | 2026-11-01 |
| Licensed by a financial regulator | Yes Contracting entity for Braintree is PayPal, Inc. (Payment Services Agreement); PayPal, Inc. NMLS ID #: 910457 | paypal.com | 2026-11-01 |
| Licence | NMLS 910457 (PayPal, Inc., US money transmitter licences) | paypal.com | 2026-11-01 |
| PCI DSS service provider | Yes PayPal Braintree is a validated Level 1 PCI DSS compliant service provider | braintreepayments.com | 2026-11-01 |
| Founded | Not verified | — | |
| Payout to your bank | Not verified | — | |
| Countries for businesses | Not verified | — | |
| Merchant of record (handles sales tax) | Not verified | — | |
| Public company (listed, audited reports) | Yes Parent PayPal Holdings, Inc. files 10-K annual reports | sec.gov | 2026-11-01 |
| Parent company | PayPal Holdings, Inc. Agreement between you and PayPal, Inc. (“Braintree”) | paypal.com | 2026-11-01 |
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