Stripe: verified facts and rating
Checked 2026-11-01
Score breakdown
93% backed by facts · How we rank
Stripe against the market
The dot is the company, the line is the median of all companies in this ranking.
Online card fee1.8%3.5%2.9% · median 2.9%
Fixed fee per payment$0.00$0.49$0.30 · median $0.29
Chargeback fee$0.00$20.00$15.00 · median $15.00
Payout to your bank1 days3 days3 days · median 2 days
Stripe strengths and weaknesses
Pros
- Regulator licence with a number on the official site
- Validated under PCI DSS as a service provider
- Pay per transaction, with no monthly fee
Cons
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All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Online card fee | 2.9% | stripe.com | 2026-11-01 |
| Fixed fee per payment | $0.30 | stripe.com | 2026-11-01 |
| Fee shown for the market | United States | stripe.com | 2026-11-01 |
| No monthly fee | Yes No setup fees, monthly fees, or hidden fees | stripe.com | 2026-11-01 |
| Chargeback fee | $15.00 | stripe.com | 2026-11-01 |
| Licensed by a financial regulator | Yes Stripe Payments Company (NMLS No. 1280479), US state money transmitter licences | stripe.com | 2026-11-01 |
| Licence | NMLS 1280479 (Stripe Payments Company, US money transmitter licences) | stripe.com | 2026-11-01 |
| PCI DSS service provider | Yes A PCI-certified auditor evaluated Stripe and certified us to PCI Service Provider Level 1 | docs.stripe.com | 2026-11-01 |
| Founded | Not verified | — | |
| Payout to your bank | 3 days Switzerland, EU, United Kingdom, Malta, and Norway EUR Standard T+3 settlement timing (United States: T+2) | docs.stripe.com | 2026-11-01 |
| Countries for businesses | 51 Stripe is currently supported in the following countries/regions: 51 listed, including Preview and Extended network | stripe.com | 2026-11-01 |
| Merchant of record (handles sales tax) | Not verified | — | |
| Public company (listed, audited reports) | Not verified | — | |
| Parent company | Not verified | — |