Mollie vs Razorpay: which is better? Comparison 2026
By our public methodology Mollie scores 67 out of 100 and Razorpay scores 65. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| Mollie | Razorpay | |
|---|---|---|
| Cost | 66 | 78 |
| Licence and security | 83 | 50 |
| Payouts | 0 | 71 |
Pros and cons
Mollie
- Regulator licence with a number on the official site
- Low standard fee for online card payments
- Validated under PCI DSS as a service provider
- Pay per transaction, with no monthly fee
Razorpay
- Regulator licence with a number on the official site
- Low fixed fee per payment
- Pay per transaction, with no monthly fee
Facts side by side
| Fact | Mollie | Razorpay |
|---|---|---|
| Online card fee | 1.8% mollie.com | 2% razorpay.com |
| Fixed fee per payment | $0.28 mollie.com | $0.00 razorpay.com |
| Fee shown for the market | Netherlands mollie.com | India razorpay.com |
| No monthly fee | Yes mollie.com | Yes razorpay.com |
| Licensed by a financial regulator | Yes mollie.com | Yes razorpay.com |
| Licence | DNB (De Nederlandsche Bank), payment institution; KvK 30204462 mollie.com | RBI (Reserve Bank of India), authorised payment aggregator — Razorpay Payments Private Limited razorpay.com |
| PCI DSS service provider | Yes mollie.com | Not verified |
| Payout to your bank | Not verified | 2 days razorpay.com |
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