Easi vs Smartleasing: which is better? Comparison 2026
By our public methodology Easi scores 58 out of 100 and Smartleasing scores 55. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| Easi | Smartleasing | |
|---|---|---|
| Terms | 86 | 36 |
| Access | 81 | 60 |
| Reliability | 0 | 50 |
| Transparency | 50 | 100 |
Pros and cons
Easi
- Low down payment
- Leases to private individuals
- Leases to companies and sole traders
- Finances used cars
Smartleasing
- Long track record as a licensed lessor
- Rates and total cost are published openly
- Leases to private individuals
- Finances used cars
Facts side by side
| Fact | Easi | Smartleasing |
|---|---|---|
| Licensed / registered as a lessor since | Not verified | 1999 smartgroup.com.au |
| Minimum down payment | 0% easifleet.com.au | Not verified |
| Maximum contract term | 60 mo easifleet.com.au | 60 mo smart.com.au |
| Leasing for individuals | Yes easifleet.com.au | Yes smart.com.au |
| Leasing for businesses | Yes easifleet.com.au | Not verified |
| Used cars | Yes easifleet.com.au | Yes smart.com.au |
| Early repayment | Yes easifleet.com.au | Yes smart.com.au |
| Decision on application | Not verified | 24 h smart.com.au |
| Leasing products | 2 easifleet.com.au | Not verified |
| Rates published online | Not verified | Yes smart.com.au |
| Calculator on the website | Yes easifleet.com.au | Yes smart.com.au |
| Online application | Yes easifleet.com.au | Yes smart.com.au |