Leasing companies in Australia 2026: a ranking built on verified facts

A ranking of leasing companies in Australia built only on facts you can check: minimum down payment, maximum term, who can lease (individuals, businesses, used cars), how long the company has been licensed or registered as a lessor, and how openly it publishes its terms. Every number links to its source with the date we checked it. Rankings are not for sale.

5 rankedUpdated How we rank

#CompanyWho it serves
1FleetPartners6720110%60 moIndividuals Business Used cars
2Easi58Not verified0%60 moIndividuals Business Used cars
3Smartleasing551999Not verified60 moIndividuals Used cars
4Maxxia5420220%60 moIndividuals Used cars
5RemServ4720220%60 moIndividuals Used cars
  1. 1

    FleetPartners

    67/100

    Individuals Business Used cars

    Terms86
    Access83
    Reliability50
    Transparency25
    Licensed / registered as a lessor since
    2011
    Minimum down payment
    0%
    Maximum contract term
    60 mo

    Pros

    • Low down payment
    • Long track record as a licensed lessor
    • Leases to private individuals
    • Leases to companies and sole traders

    Details Visit site ↗ 73% backed by facts

  2. 2

    Easi

    58/100

    Individuals Business Used cars

    Terms86
    Access81
    Reliability0
    Transparency50
    Licensed / registered as a lessor since
    Not verified
    Minimum down payment
    0%
    Maximum contract term
    60 mo

    Pros

    • Low down payment
    • Leases to private individuals
    • Leases to companies and sole traders
    • Finances used cars

    Details Visit site ↗ 64% backed by facts

  3. 3

    Smartleasing

    55/100

    Individuals Used cars

    Terms36
    Access60
    Reliability50
    Transparency100
    Licensed / registered as a lessor since
    1999
    Minimum down payment
    Not verified
    Maximum contract term
    60 mo

    Pros

    • Long track record as a licensed lessor
    • Rates and total cost are published openly
    • Leases to private individuals
    • Finances used cars

    Details Visit site ↗ 61% backed by facts

  4. 4

    Maxxia

    54/100

    Individuals Used cars

    Terms86
    Access68
    Reliability13
    Transparency25
    Licensed / registered as a lessor since
    2022
    Minimum down payment
    0%
    Maximum contract term
    60 mo

    Pros

    • Low down payment
    • Leases to private individuals
    • Finances used cars
    • Early repayment allowed

    Details Visit site ↗ 70% backed by facts

  5. 5

    RemServ

    47/100

    Individuals Used cars

    Terms69
    Access62
    Reliability13
    Transparency25
    Licensed / registered as a lessor since
    2022
    Minimum down payment
    0%
    Maximum contract term
    60 mo

    Pros

    • Low down payment
    • Leases to private individuals
    • Finances used cars
    • Payment calculator on the website

    Details Visit site ↗ 61% backed by facts

Not ranked yet: not enough verified data

These services are known to us, but we haven't verified enough facts to rank them fairly.

How we calculate the Score

35%

Terms

Minimum down payment, maximum contract term and early repayment. A lower down payment and a longer term score higher.

25%

Access

Whether the company leases to individuals and businesses, finances used cars, how fast it decides and how many products it offers.

25%

Reliability

Years on the regulator's register of leasing companies, membership of a banking group and the number of cities with offices.

15%

Transparency

Whether rates are published, and whether the official website has a payment calculator and an online application.

How we rank

How to choose a leasing company

  1. Check the licence or registration

    Only companies on the regulator's register may offer leasing. The ranking shows the year each company was licensed or registered.

  2. Compare the total cost, not just the monthly payment

    A low monthly payment often means a longer term and a higher total. Ask for the full schedule and add up what you will pay over the whole term.

  3. Check the currency and indexation

    If the contract is tied to a foreign currency or a floating rate, the payment can change. Ask which currency the contract is in and what triggers a recalculation.

  4. Ask about insurance

    Whether comprehensive cover is mandatory, whether you can choose the insurer and whether it is included in the payment noticeably changes the real cost.

  5. Check early buyout

    Can you repay early, is there a fee and from which month? Each company profile shows whether early repayment is allowed.

  6. Remember who owns the car

    Until the last payment the vehicle belongs to the leasing company: you cannot sell or re-register it without its consent.

Frequently asked questions

Which leasing company is the best?

The company in first place has the highest Score under our open methodology. The best choice for you depends on what matters most: for a low down payment look at Terms; if you are a business or want a used car, look at Access.

Where does the data come from?

From official sources: regulators' registers, leasing companies' own websites and public offer catalogues. Every number on the page links to its source and shows the date we checked it.

Can a company buy a higher place?

No. Every company is scored by the same formula. Paid placements, if we ever add them, will sit in a separate block labelled "Sponsored" and never change the Score.

Why is a company missing data?

If a company does not publish its terms, we do not invent numbers. Companies with verified facts for less than 60% of the methodology stay out of the ranking until the data appears.