How we rank: Leasing companies
The Score (0–100) is a weighted sum of the factors below. Each factor is the weighted average of its metrics; each metric is calculated from one published fact. Missing facts score zero, and a service is ranked only when enough of its Score is backed by facts.
A service is ranked only when at least 60% of its Score is backed by verified facts.
← Leasing companies in Belarus 2026: a ranking built on verified facts
Terms 35%
Minimum down payment, maximum contract term and early repayment. A lower down payment and a longer term score higher.
| Metric | Rule |
|---|---|
| Minimum down payment | Linear from 0 (100) to 40 (0) — lower is better |
| Maximum contract term | Linear from 12 (0) to 96 (100) |
| Early repayment | Yes = 100, No = 0 |
Access 25%
Whether the company leases to individuals and businesses, finances used cars, how fast it decides and how many products it offers.
| Metric | Rule |
|---|---|
| Leasing for individuals | Yes = 100, No = 0 |
| Leasing for businesses | Yes = 100, No = 0 |
| Used cars | Yes = 100, No = 0 |
| Decision on application | Linear from 1 (100) to 120 (0) — lower is better |
| Leasing products | Logarithmic, full score at 10 |
Reliability 25%
Years on the regulator's register of leasing companies, membership of a banking group and the number of cities with offices.
| Metric | Rule |
|---|---|
| Licensed / registered as a lessor since | Full score at 15+ years |
| Part of a banking group | Yes = 100, No = 0 |
| Regional offices | Logarithmic, full score at 10 |
Transparency 15%
Whether rates are published, and whether the official website has a payment calculator and an online application.
| Metric | Rule |
|---|---|
| Rates published online | Yes = 100, No = 0 |
| Calculator on the website | Yes = 100, No = 0 |
| Online application | Yes = 100, No = 0 |