Riyad Bank (loans) vs Al Rajhi Bank (loans): which is better? Comparison 2026

By our public methodology Riyad Bank (loans) scores 78 out of 100 and Al Rajhi Bank (loans) scores 72. Below: the factors and facts where they differ, each fact with its source.

Personal finance in Saudi Arabia 2026: licensed banks ranked How we rank

1

Riyad Bank (loans)

78/100
2

Al Rajhi Bank (loans)

72/100

Score breakdown

Riyad Bank (loans)Al Rajhi Bank (loans)
Licence100100
Transparency8080
Cost5029
Service6959

Pros and cons

Riyad Bank (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply

Al Rajhi Bank (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply

Facts side by side

FactRiyad Bank (loans)Al Rajhi Bank (loans)
Licensed since1957 riyadbank.com1988 alrajhibank.com.sa
Licensed by the regulatorYes riyadbank.comYes alrajhibank.com.sa
Published rate, % of country reference101% riyadbank.com141% alrajhibank.com.sa
No arrangement feeNo riyadbank.comNo alrajhibank.com.sa
Fees or terms publishedYes riyadbank.comYes alrajhibank.com.sa
Complaints procedureYes riyadbank.comYes alrajhibank.com.sa
Online application for new customersYes riyadbank.comYes alrajhibank.com.sa
Support hours a week168 h riyadbank.comNot verified
Maximum amount, % of country referenceNot verified100% alrajhibank.com.sa
Longest term60 mo riyadbank.com60 mo alrajhibank.com.sa

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