Al Rajhi Bank (loans) vs Arab National Bank (loans): which is better? Comparison 2026

By our public methodology Al Rajhi Bank (loans) scores 72 out of 100 and Arab National Bank (loans) scores 64. Below: the factors and facts where they differ, each fact with its source.

Personal finance in Saudi Arabia 2026: licensed banks ranked How we rank

2

Al Rajhi Bank (loans)

72/100
3

Arab National Bank (loans)

64/100

Score breakdown

Al Rajhi Bank (loans)Arab National Bank (loans)
Licence100100
Transparency8080
Cost290
Service5949

Pros and cons

Al Rajhi Bank (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply

Arab National Bank (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply
  • A charge can apply to early repayment

Facts side by side

FactAl Rajhi Bank (loans)Arab National Bank (loans)
Licensed since1988 alrajhibank.com.sa1979 anb.com.sa
Licensed by the regulatorYes alrajhibank.com.saYes anb.com.sa
Published rate, % of country reference141% alrajhibank.com.saNot verified
Free early repaymentNot verifiedNo anb.com.sa
No arrangement feeNo alrajhibank.com.saNo anb.com.sa
Fees or terms publishedYes alrajhibank.com.saYes anb.com.sa
Complaints procedureYes alrajhibank.com.saYes anb.com.sa
Online application for new customersYes alrajhibank.com.saYes anb.com.sa
Maximum amount, % of country reference100% alrajhibank.com.saNot verified
Longest term60 mo alrajhibank.com.sa60 mo anb.com.sa

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