Wataniya Insurance vs SAICO: which is better? Comparison 2026

By our public methodology Wataniya Insurance scores 52 out of 100 and SAICO scores 50. Below: the factors and facts where they differ, each fact with its source.

Insurance companies in Saudi Arabia 2026: a ranking built on verified facts How we rank

2

Wataniya Insurance

52/100
3

SAICO

50/100

Score breakdown

Wataniya InsuranceSAICO
Reliability4361
Service5733
Products6783
Transparency5025

Pros and cons

Wataniya Insurance

  • Long track record as a licensed insurer
  • Policies can be bought online
  • Claims can be reported online
  • Part of a banking or insurance group
  • No rating from a recognised agency stated on the website

SAICO

  • Long track record as a licensed insurer
  • Wide range of products for private customers
  • Publishes annual financial reports
  • Claims can be reported online
  • No rating from a recognised agency stated on the website

Facts side by side

FactWataniya InsuranceSAICO
Licensed since2010 wataniya.com.sa2007 saico.com.sa
Buy a policy onlineYes wataniya.com.saNot verified
Rating from a rating agencyNo wataniya.com.saNo saico.com.sa
Financial reports onlineNot verifiedYes saico.com.sa
Part of a groupYes wataniya.com.saNo saico.com.sa
Report a claim onlineYes wataniya.com.saYes saico.com.sa
Offices in the countryNot verified3 saico.com.sa
Retail lines offered (of 6)4 wataniya.com.sa5 saico.com.sa
Complaints procedure publishedYes wataniya.com.saYes saico.com.sa
Calculator or tariffsYes wataniya.com.saNot verified

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