Arabian Shield vs Wataniya Insurance: which is better? Comparison 2026

By our public methodology Arabian Shield scores 68 out of 100 and Wataniya Insurance scores 52. Below: the factors and facts where they differ, each fact with its source.

Insurance companies in Saudi Arabia 2026: a ranking built on verified facts How we rank

1

Arabian Shield

68/100
2

Wataniya Insurance

52/100

Score breakdown

Arabian ShieldWataniya Insurance
Reliability6143
Service4757
Products10067
Transparency10050

Pros and cons

Arabian Shield

  • Long track record as a licensed insurer
  • Wide range of products for private customers
  • Publishes annual financial reports
  • Claims can be reported online
  • No rating from a recognised agency stated on the website

Wataniya Insurance

  • Long track record as a licensed insurer
  • Policies can be bought online
  • Claims can be reported online
  • Part of a banking or insurance group
  • No rating from a recognised agency stated on the website

Facts side by side

FactArabian ShieldWataniya Insurance
Licensed since2007 der3.com2010 wataniya.com.sa
Buy a policy onlineNot verifiedYes wataniya.com.sa
Rating from a rating agencyNo der3.comNo wataniya.com.sa
Financial reports onlineYes der3.comNot verified
Part of a groupNo der3.comYes wataniya.com.sa
Report a claim onlineYes der3.comYes wataniya.com.sa
Mobile appYes der3.comNot verified
Offices in the country3 der3.comNot verified
Retail lines offered (of 6)6 der3.com4 wataniya.com.sa
Policy terms onlineYes der3.comNot verified
Complaints procedure publishedYes der3.comYes wataniya.com.sa
Calculator or tariffsYes der3.comYes wataniya.com.sa

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