ВТБ vs ЮниКредит Банк: which is better? Comparison 2026

By our public methodology ВТБ scores 100 out of 100 and ЮниКредит Банк scores 95. Below: the factors and facts where they differ, each fact with its source.

Banks in Russia 2026: a ranking built on verified facts How we rank

1

ВТБ

100/100
3

ЮниКредит Банк

95/100

Score breakdown

ВТБЮниКредит Банк
Safety100100
Digital services100100
Products10083
Transparency10090

Pros and cons

ВТБ

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

ЮниКредит Банк

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactВТБЮниКредит Банк
Licensed since1990 cbr.ru1989 cbr.ru
Deposit protectionYes cbr.ruYes cbr.ru
Agency ratingYes ratings.ruYes unicreditbank.ru
Annual reports onlineYes vtb.ruYes unicreditbank.ru
Mobile appYes vtb.ruYes unicreditbank.ru
Open an account onlineYes vtb.ruYes unicreditbank.ru
Instant paymentsYes sbp.nspk.ruYes sbp.nspk.ru
24/7 supportYes vtb.ruYes unicreditbank.ru
Retail lines offered (of 6)6 vtb.ru5 unicreditbank.ru
Tariffs onlineYes vtb.ruYes unicreditbank.ru
Deposit rates onlineYes vtb.ruYes unicreditbank.ru
Complaints procedure publishedYes vtb.ruYes unicreditbank.ru
Branches in the country1,963 cbr.ru13 cbr.ru

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