ВТБ vs ПСБ: which is better? Comparison 2026

By our public methodology ВТБ and ПСБ score the same — 100 out of 100. Below: where they differ by factor and by fact.

Banks in Russia 2026: a ranking built on verified facts How we rank

1

ВТБ

100/100
2

ПСБ

100/100

Score breakdown

ВТБПСБ
Safety100100
Digital services100100
Products100100
Transparency10099

Pros and cons

ВТБ

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

ПСБ

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactВТБПСБ
Licensed since1990 cbr.ru1995 cbr.ru
Deposit protectionYes cbr.ruYes cbr.ru
Agency ratingYes ratings.ruYes raexpert.ru
Annual reports onlineYes vtb.ruYes psbank.ru
Mobile appYes vtb.ruYes psbank.ru
Open an account onlineYes vtb.ruYes psbank.ru
Instant paymentsYes sbp.nspk.ruYes sbp.nspk.ru
24/7 supportYes vtb.ruYes psbank.ru
Retail lines offered (of 6)6 vtb.ru6 psbank.ru
Tariffs onlineYes vtb.ruYes psbank.ru
Deposit rates onlineYes vtb.ruYes psbank.ru
Complaints procedure publishedYes vtb.ruYes psbank.ru
Branches in the country1,963 cbr.ru809 cbr.ru

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