ПСБ vs ЮниКредит Банк: which is better? Comparison 2026

By our public methodology ПСБ scores 100 out of 100 and ЮниКредит Банк scores 95. Below: the factors and facts where they differ, each fact with its source.

Banks in Russia 2026: a ranking built on verified facts How we rank

2

ПСБ

100/100
3

ЮниКредит Банк

95/100

Score breakdown

ПСБЮниКредит Банк
Safety100100
Digital services100100
Products10083
Transparency9990

Pros and cons

ПСБ

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

ЮниКредит Банк

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactПСБЮниКредит Банк
Licensed since1995 cbr.ru1989 cbr.ru
Deposit protectionYes cbr.ruYes cbr.ru
Agency ratingYes raexpert.ruYes unicreditbank.ru
Annual reports onlineYes psbank.ruYes unicreditbank.ru
Mobile appYes psbank.ruYes unicreditbank.ru
Open an account onlineYes psbank.ruYes unicreditbank.ru
Instant paymentsYes sbp.nspk.ruYes sbp.nspk.ru
24/7 supportYes psbank.ruYes unicreditbank.ru
Retail lines offered (of 6)6 psbank.ru5 unicreditbank.ru
Tariffs onlineYes psbank.ruYes unicreditbank.ru
Deposit rates onlineYes psbank.ruYes unicreditbank.ru
Complaints procedure publishedYes psbank.ruYes unicreditbank.ru
Branches in the country809 cbr.ru13 cbr.ru

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