Европлан vs ВТБ Лизинг: which is better? Comparison 2026
By our public methodology Европлан scores 89 out of 100 and ВТБ Лизинг scores 82. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| Европлан | ВТБ Лизинг | |
|---|---|---|
| Terms | 89 | 79 |
| Access | 100 | 85 |
| Reliability | 100 | 100 |
| Transparency | 50 | 50 |
Pros and cons
Европлан
- Low down payment
- Long track record as a licensed lessor
- Long term — lower monthly payments
- Part of a banking group
ВТБ Лизинг
- Low down payment
- Long track record as a licensed lessor
- Part of a banking group
- Leases to private individuals
Facts side by side
| Fact | Европлан | ВТБ Лизинг |
|---|---|---|
| Licensed / registered as a lessor since | 1999 europlan.ru | 2002 vtb-leasing.ru |
| Minimum down payment | 5% europlan.ru | 5% vtb-leasing.ru |
| Maximum contract term | 84 mo europlan.ru | 60 mo vtb-leasing.ru |
| Leasing for individuals | Yes europlan.ru | Yes vtb-leasing.ru |
| Leasing for businesses | Yes europlan.ru | Yes vtb-leasing.ru |
| Used cars | Yes europlan.ru | Yes vtb-leasing.ru |
| Early repayment | Yes europlan.ru | Yes vtb-leasing.ru |
| Decision on application | 1 h europlan.ru | 24 h vtb-leasing.ru |
| Leasing products | 9 europlan.ru | Not verified |
| Part of a banking group | Yes europlan.ru | Yes vtb-leasing.ru |
| Regional offices | 92 europlan.ru | 65 vtb-leasing.ru |
| Calculator on the website | Yes europlan.ru | Yes vtb-leasing.ru |
| Online application | Yes europlan.ru | Yes vtb-leasing.ru |