mBank vs BNP Paribas Bank Polska: which is better? Comparison 2026
By our public methodology mBank scores 99 out of 100 and BNP Paribas Bank Polska scores 97. Below: the factors and facts where they differ, each fact with its source.
Score breakdown
| mBank | BNP Paribas Bank Polska | |
|---|---|---|
| Safety | 100 | 100 |
| Digital services | 100 | 100 |
| Products | 100 | 100 |
| Transparency | 97 | 83 |
Pros and cons
mBank
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
BNP Paribas Bank Polska
- Wide range of products for private customers
- Long track record as a licensed bank
- Member of a deposit protection scheme
- Holds its own current rating from a recognised agency
Facts side by side
| Fact | mBank | BNP Paribas Bank Polska |
|---|---|---|
| Licensed since | 1986 mbank.pl | 1975 bnpparibas.pl |
| Deposit protection | Yes static.bfg.pl | Yes static.bfg.pl |
| Agency rating | Yes mbank.pl | Yes bnpparibas.pl |
| Annual reports online | Yes mbank.pl | Yes bnpparibas.pl |
| Mobile app | Yes mbank.pl | Yes bnpparibas.pl |
| Open an account online | Yes mbank.pl | Yes bnpparibas.pl |
| Instant payments | Yes mbank.pl | Yes bnpparibas.pl |
| 24/7 support | Yes mbank.pl | Yes bnpparibas.pl |
| Retail lines offered (of 6) | 6 mbank.pl | 6 bnpparibas.pl |
| Tariffs online | Yes mbank.pl | Yes bnpparibas.pl |
| Deposit rates online | Yes mbank.pl | Yes bnpparibas.pl |
| Complaints procedure published | Yes mbank.pl | Yes bnpparibas.pl |
| Branches in the country | 303 mbank.pl | Not verified |