Bank Millennium vs mBank: which is better? Comparison 2026

By our public methodology Bank Millennium scores 100 out of 100 and mBank scores 99. Below: the factors and facts where they differ, each fact with its source.

Banks in Poland 2026: a ranking built on verified facts How we rank

1

Bank Millennium

100/100
2

mBank

99/100

Score breakdown

Bank MillenniummBank
Safety100100
Digital services100100
Products100100
Transparency9997

Pros and cons

Bank Millennium

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

mBank

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Facts side by side

FactBank MillenniummBank
Licensed since1989 bankmillennium.pl1986 mbank.pl
Deposit protectionYes static.bfg.plYes static.bfg.pl
Agency ratingYes bankmillennium.plYes mbank.pl
Annual reports onlineYes bankmillennium.plYes mbank.pl
Mobile appYes bankmillennium.plYes mbank.pl
Open an account onlineYes bankmillennium.plYes mbank.pl
Instant paymentsYes bankmillennium.plYes mbank.pl
24/7 supportYes bankmillennium.plYes mbank.pl
Retail lines offered (of 6)6 bankmillennium.pl6 mbank.pl
Tariffs onlineYes bankmillennium.plYes mbank.pl
Deposit rates onlineYes bankmillennium.plYes mbank.pl
Complaints procedure publishedYes bankmillennium.plYes mbank.pl
Branches in the country590 bankmillennium.pl303 mbank.pl

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