BBVA México (loans) vs Scotiabank México (loans): which is better? Comparison 2026

By our public methodology BBVA México (loans) scores 83 out of 100 and Scotiabank México (loans) scores 59. Below: the factors and facts where they differ, each fact with its source.

Personal loans in Mexico 2026: licensed banks ranked How we rank

Score breakdown

BBVA México (loans)Scotiabank México (loans)
Licence10040
Transparency100100
Cost5156
Service4815

Pros and cons

BBVA México (loans)

  • Long licence history
  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • An arrangement fee can apply
  • Online application is not open to new customers

Scotiabank México (loans)

  • Licence confirmed by the official list or a stated licence number
  • Fees or full loan terms are readable without login
  • Publishes how to complain
  • Terms state that early repayment is free
  • An arrangement fee can apply
  • Online application is not open to new customers

Facts side by side

FactBBVA México (loans)Scotiabank México (loans)
Licensed since1932 investors.bbva.mxNot verified
Licensed by the regulatorYes bbva.mxYes scotiabank.com.mx
Published rate, % of country reference97% bbva.mx89% scotiabank.com.mx
Free early repaymentYes bbva.mxYes cdn.aglty.io
No arrangement feeNo bbva.mxNo cdn.aglty.io
Fees or terms publishedYes bbva.mxYes cdn.aglty.io
Complaints procedureYes bbva.mxYes scotiabank.com.mx
Online application for new customersNo bbva.mxNo scotiabank.com.mx
Support hours a week168 h bbva.mxNot verified
Maximum amount, % of country reference171% bbva.mx57% scotiabank.com.mx
Longest term72 mo bbva.mx60 mo scotiabank.com.mx

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