Scotiabank México (loans): verified facts and rating
Checked 2026-10-31
Score breakdown
77% backed by facts · How we rank
Scotiabank México (loans) against the market
The dot is the company, the line is the median of all companies in this ranking.
Published rate, % of country reference89%241%89% · median 100%
Maximum amount, % of country reference5%171%57% · median 114%
Longest term12 mo72 mo60 mo · median 60 mo
Scotiabank México (loans) strengths and weaknesses
Pros
- Licence confirmed by the official list or a stated licence number
- Fees or full loan terms are readable without login
- Publishes how to complain
- Terms state that early repayment is free
Cons
- An arrangement fee can apply
- Online application is not open to new customers
All facts
| Fact | Value | Source | Checked |
|---|---|---|---|
| Licensed since | Not verified | — | |
| Licensed by the regulator | Yes Producto ofrecido por Scotiabank Inverlat, S. A. Institución de Banca Múltiple, Grupo Financiero Scotiabank Inverlat | scotiabank.com.mx | 2026-10-31 |
| Published rate, % of country reference | 89% CAT PROMEDIO 33.1% sin IVA , calculado al 30 de abril de 2026. Vigente al 31 de octubre de 2026. Para fines informativos y de comparación. Tasa de Interés promedio ponderada 27.97% Anual Fija. · APR 33.1% · index 100 = 37.3% (median at launch) | scotiabank.com.mx | 2026-10-31 |
| Free early repayment | Yes CAPÍTULO TERCERO CLÁUSULAS APLICABLES AL CRÉDITO SIMPLE (PRÉSTAMO PERSONAL SCOTIABANK) ... 71ª. Pagos Anticipados y Pagos Adelantados: Siempre que el Cliente se encuentre al corriente de sus obligaciones, podrá hacer pagos anticipados (“Pagos Anticipados”) o pagos adelantados (“Pagos Adelantados”) al Crédito Simple sin penalización alguna. | cdn.aglty.io | 2026-10-31 |
| No arrangement fee | No Comisiones: Contratación - Crédito 2.00% (dos por ciento) del monto dispuesto Única | cdn.aglty.io | 2026-10-31 |
| Fees or terms published | Yes Comisiones: Contratación - Crédito 2.00% (dos por ciento) del monto dispuesto Única; Penalización por pago tardío $300.00 MXN Por evento | cdn.aglty.io | 2026-10-31 |
| Complaints procedure | Yes Unidad Especializada de Aclaraciones: Teléfono: 55 5123 0990 Correo Electrónico: [email protected] | scotiabank.com.mx | 2026-10-31 |
| Online application for new customers | No Acude a tu sucursal y solicita tu Préstamo Personal Scotiabank | scotiabank.com.mx | 2026-10-31 |
| Support hours a week | Not verified | — | |
| Maximum amount, % of country reference | 57% Te prestamos hasta $500,000 pesos · max 500000 MXN · index 100 = 875000 MXN (median at launch) | scotiabank.com.mx | 2026-10-31 |
| Longest term | 60 mo Posibilidad de elegir un plazo de hasta 60 meses | scotiabank.com.mx | 2026-10-31 |
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