Банк ЦентрКредит vs Home Credit Bank: which is better? Comparison 2026

By our public methodology Банк ЦентрКредит scores 87 out of 100 and Home Credit Bank scores 80. Below: the factors and facts where they differ, each fact with its source.

Banks in Kazakhstan 2026: a ranking built on verified facts How we rank

3

Home Credit Bank

80/100

Score breakdown

Банк ЦентрКредитHome Credit Bank
Safety10091
Digital services7171
Products8367
Transparency8380

Pros and cons

Банк ЦентрКредит

  • Wide range of products for private customers
  • Long track record as a licensed bank
  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency

Home Credit Bank

  • Member of a deposit protection scheme
  • Holds its own current rating from a recognised agency
  • Publishes annual reports
  • Has a mobile app

Facts side by side

FactБанк ЦентрКредитHome Credit Bank
Licensed since1992 bcc.kz2005 home.kz
Deposit protectionYes kdif.kzYes kdif.kz
Agency ratingYes kdif.kzYes kdif.kz
Annual reports onlineYes bcc.kzYes home.kz
Mobile appYes bcc.kzYes home.kz
Instant paymentsYes npck.kzYes npck.kz
24/7 supportYes bcc.kzYes home.kz
Retail lines offered (of 6)5 bcc.kz4 home.kz
Tariffs onlineYes bcc.kzYes home.kz
Deposit rates onlineYes bcc.kzYes home.kz
Complaints procedure publishedYes bcc.kzNot verified
Branches in the countryNot verified222 home.kz

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